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Car Finance Made Simple
Use our calculator to see what your monthly payment could be, then talk to us for a firm, no obligation quote. Decisions are often given the same day.
Finance Calculator
Estimate Your Monthly Payment
per month for 48 months
Amount financed
Total payable
*Indicative only and not a formal offer of credit. Finance is subject to status and affordability checks. Terms and conditions apply.
How It Works
Three Easy Steps
Choose Your Car
Pick any vehicle from our stock and tell us the deposit you can put down.
Quick Soft Check
We run a no impact affordability check with our panel of lenders and come back with real figures.
Drive Away
Sign digitally or in person, part exchange your old car if you like, and collect your new one.
Good To Know
Finance Basics
- ✓ A larger deposit reduces your monthly payment and total interest
- ✓ Shorter terms cost more per month but less overall
- ✓ Most applications are decided the same day
- ✓ Early settlement is usually possible with no penalty
- ✓ Part exchange can be used towards your deposit
First Choice Cars acts as a credit broker, not a lender. We may receive a commission from the lender.
Popular Right Now
Cars Available On Finance
NEW IN
71 plate • Atlantic Blue Metallic • MOT June 2027
202128,500 miPetrolManual
or from £353/mo*
LOW MILEAGE
22 plate • Pearl White • MOT August 2027
202219,800 miPetrolAutomatic
or from £456/mo*
20 plate • Power Orange • MOT February 2027
202038,400 miPetrolManual
or from £212/mo*
“Quality used cars, your first choice everytime”
Every vehicle we sell is inspected, valeted and HPI checked before it reaches our forecourt. Honest advice, fair prices and no pressure — that is the First Choice way.
Get In Touch
Unit 12, Example Trading Estate
Main Road
Manchester
M1 1AA
Monday – Friday 9:00am – 6:00pm
Saturday 9:00am – 5:00pm
Sunday 11:00am – 4:00pm
© 2026 First Choice Cars. All rights reserved. Quality used cars, your first choice everytime